You have access to a free Mastercard debit card, accepted worldwide
You can use your app to set daily spending limits, lock or unlock your card and reset your PIN anywhere in the world, 24/7
You can make bank transfers for free using N26 MoneyBeam in real-time – send, receive or request money from your contacts listed in the N26 app, or to new ones with just an email or phone number
You can send money in 19 different currencies using the Transferwise feature and save up to 6 x more than you might with traditional banks—no hidden fees, no bad surprises
You can make transactions securely with the 3D Secure (3DS) technology from Mastercard SecureCode
You can receive push-notifications immediately after all transactions, including card and mobile payments, ATM withdrawals, direct debits and transfers
Your N26 bank account lets you easily lock your card in the app, reorder it with a tap of a button, or simply unlock again
You can open your N26 account only by identifying yourself with your fingerprint
You can automatically categorize your spending, N26 uses artificial intelligence to automatically categorize your spending
You can view your transaction list or export and download it as a CSV or PDF file
You can very easily open an N26 free bank account from your smartphone or computer
The Customer Service team can help you in English, French, German, Spanish and Italian. Contact them via email, or connect via chat with an N26 expert right through your app
Free credit up to 6 weeks, for payment of all of your purchases upon receipt of your statement
No need to change banks
Travel accident insurance
Trip cancellation insurance
Theft and damage insurance for rental cars
Medical assistance and repatriation
Coverage of medical costs and hospitalization abroad
Legal assistance abroad
Replacement driver
Assistance for injuries related to winter sports
Are you interested in Discounts credit cards?
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