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We found 6 credit cards with cash back benefits for you

Looking for the best credit cards in France? With banqo.fr you can compare the best credit card deals and benefits.

Cash back credit cards

Introduction (interrogative)

Wouldn't be nice to pay regularly for your items and receive money in exchange for your behaviour? Well, several credit cards reward your fidelity.

What is this type of credit card about?

In order to encourage you to pay with your credit card, the banks would propose you facilities such as small reimbursement on your purchases. This is, as you pay, you are reimbursed on the card, with vouchers typically of 1% or 2% from the value of the purchase. The reimbursements may be effective only within specific networks of merchants and the vouchers may be spent also within those networks.

What are the benefits and disadvantages?

Note that more expensive credit cards will give access to a bigger reimbursements to a wider network of merchants where you can benefit of this advantage. Actually, in order to be reimbursed, you will need to acquire an item, which to some extend can foster a consumerism behaviour. If on top, you decide to pay in instalments, the interest you will pay on your purchases may overpass the cash back bonus you will accumulate, so better make your calculations wisely.

The benefits

Our advice

This card gives you access to many advantages. Yet, you will need to properly weight the individual advantages you will get out of the card and the extent to which they are fit for you, with the costs incurred by the interest you will have to pay when using the card.

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Filters

Check the list of available credit cards!

American Express Green

Costs:

95 euros/year

Benefits:

  • Insurance
  • Best deals
  • Fidelity bonus
  • Discounts
  • Cash back
  • Welcome offer: 1st year free + 10,000 loyalty points offered
  • Membership Rewards (1 euro spent = 1 point earned)
  • Pay your expenses with the points you collected
  • Take advantage of attractive offers in many stores throughout the year: discount, Membership Rewards® bonus points and shopping evenings
  • Take advantage of pre-sales for the largest concerts and benefit from the best seats reserved for you throughout the year.
  • Benefit from a range of Travel Insurance (Travel Accident Insurance, Travel Incident Insurance, Travel Assistance, Card Loss or Theft Guarantee)

American Express Gold

Costs:

185 euros/year

Benefits:

  • Insurance
  • Best deals
  • Fidelity bonus
  • Warranty
  • Discounts
  • Cash back
  • Purchase protection
  • Welcome offer: 1st year free + 20,000 loyalty points offered
  • Membership Rewards (1 euro spent = 1 point earned)
  • Pay your expenses with the points you collected
  • Collect your points without limit and choose your gifts whenever you want in different domains: luxury, gastronomy, high-tech, travel, shopping.
  • Enjoy great freedom of payment with a deferred payment for up to 30 days
  • Presales for the most important events
  • You have access to a free additional card
  • You have access to attractive offers in many stores throughout the year: reduction, Membership Rewards® bonus points and shopping evenings
  • You have access to a full range of Insurance (Trip Cancellation and Carryover Insurance, Rental Vehicle Guarantee, Travel Incidents, Snow and Mountain Assistance, Purchase Protection Guarantee, Card Loss or Theft Guarantee)

American Express Platinum

Costs:

660 euros/year

Benefits:

  • Insurance
  • Best deals
  • Fidelity bonus
  • Warranty
  • Discounts
  • Cash back
  • Purchase protection
  • WELCOME OFFER: € 150 reimbursed from € 1,500 spent
  • Your tailor-made concierge 24/7
  • VIP access to the biggest sporting and musical events
  • Presales for the most anticipated concerts
  • Access to the best tables in restaurants
  • Access over 1,200 airport lounges
  • Enjoy exclusive benefits in more than 1,000 hotels selected by American Expres
  • Travel agency dedicated 24 / 7
  • Rental of upgraded vehicles (Avis Preferred, Hertz Five Star)
  • American Express loyalty program earns you points with each purchase
  • Give your spouse an additional free Platinum Card
  • You can also request up to 4 additional Gold Cards free for life
  • Take advantage of attractive offers in many stores throughout the year: reduction, Membership Rewards® bonus points and shopping evenings
  • Benefit from a maximum range of Insurance (Cancellation and Deferral Insurance, Rental Vehicle Guarantee, Medical Assistance and Medical Expenses, Travel Incidents, Snow and Mountain Assistance, Purchase Protection Guarantee)

Floa Bank MasterCard Casino

Costs:

15 euros/year

Benefits:

  • Best deals
  • Free withdrawal
  • Pay back in installments
  • Cash back
  • Fidelity bonus
  • Loyalty of 1% accumulated on payments made at Casino and everywhere else
  • The FloaBank's Cdiscount credit card allows you to earn cashback on your purchases, more info on floabank.fr
  • Free withdrawals from Crédit Mutuel and CIC ATMs
  • Payment in cash, on credit or in instalments
  • You don't need to change your bank
  • Contactless payments up to € 50
  • Apple Pay - pay for purchases in store and online with your iPhone
  • The Cdiscount credit card is linked to an annually renewable credit. It can be used to pay from the current account or on credit at the time of payment.
  • With the Cdiscount card, you can pay several times in CD or casino stores, or spread out your payments, more info on floabank.fr
  • The Cdiscount credit card is linked to an annually renewable credit. It can be used to pay from the current account or on credit at the time of payment.
  • With the Cdiscount card, you can pay several times in CD or casino stores, or spread out your payments, more info on floabank.fr

Floa Bank MasterCard Gold

Costs:

54 euros/year

Benefits:

  • Insurance
  • Best deals
  • Free withdrawal
  • Fidelity bonus
  • Pay back in installments
  • Purchase protection
  • Warranty
  • Discounts
  • Cash back
  • Cash reserve
  • Loyalty 2% accumulated on Casino and Cdiscount purchases and 1% on payments made anywhere else
  • The FloaBank's MasterCard Gold credit card allows you to earn cashback on your purchases, more info on floabank.fr
  • Free withdrawals in the euro zone
  • Travel insurance, leisure, shopping, loss and theft insurance for your card
  • Contactless payments up to € 50
  • Best price guarantee for all your purchases; if you find cheaper elsewhere, the difference will be refunded.
  • Apple Pay - pay for purchases with your iPhone
  • Priceless Mastercard Program , up to 15% discount on your purchases on partner sites: clothing, IT, travel, beauty, home ...
  • The Cdiscount credit card is linked to an annually renewable credit. It can be used to pay from the current account or on credit at the time of payment.
  • With the Cdiscount card, you can pay several times in CD or casino stores, or spread out your payments, more info on floabank.fr

Floa Bank MasterCard CDiscount

Costs:

15 euros/year

Benefits:

  • Insurance
  • Best deals
  • Free withdrawal
  • Fidelity bonus
  • Pay back in installments
  • Discounts
  • Cash back
  • Cashback 1% of all payments made with the card, in vouchers
  • Free withdrawals from Crédit Mutuel and CIC ATMs
  • Payment in cash, on credit or in installments
  • Welcome offer up to 30% discount on the 1st Cdiscount order
  • Payment facilities on cdiscount.com: pay cash or 3, 4, 5 or 10 times
  • Insurance and assistance included with MasterCard and on your Cdiscount purchases
  • The Cdiscount credit card is linked to an annually renewable credit. It can be used to pay from the current account or on credit at the time of payment.
  • The FloaBank's Cdiscount credit card allows you to earn cashback on your purchases, more info on floabank.fr
  • With the Cdiscount card, you can pay several times in CD or casino stores, or spread out your payments, more info on floabank.fr
  • Contactless payments up to € 50

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