Looking for the best credit cards in France? With banqo.fr you can compare the best credit card deals and benefits.
We do like the things we own and in general we would like to enjoy them for as long as possible. What if the usage of these items may be prolonged with a warranty for which you don’t have to pay? Well, some banks offer you this opportunity with credit cards specifically designed for this purpose.
Many banks offer such credit cards which can extend the warranty with several years, following the expiration of the initial warranty. You will have to present your claims to your bank, which will decide whether the item will be repaired or replaced, or whether you will be reimbursed. Damages caused by normal wear and tear, accidental damage, or by natural disasters will be dismissed. Note that the item must be purchased with the credit card and that you have to prove this. Some banks may even require that you register your item within specially designed platforms.
Not all such credit cards offer the same level of protection. They can differ in the coverage period, they can exclude some products, or the claim may be made within a certain amount. Several credit cards extend the warrantee up to two years on certain purchase, on top of regular warranty required by law. Better to check with your bank the conditions under which such warranty extension may be offered and avoid surprises when you will need to repair or replace your item.
Note that the warranty extension may come with some requirements. It will work only for default of irregular usage and that in some circumstances the warranty may not be claimed. Check with the bank the full conditions to avoid surprises.