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We found 17 credit cards with purchase protection benefits for you

Looking for the best credit cards in France? With banqo.fr you can compare the best credit card deals and benefits.

Purchase protection credit cards

We like the things that we own, because we spend money and time to acquire them. Wouldn't be nice to protect your items with your credit card?

What is this type of credit card about?

In general banks offer protection from stolen, lost or damaged items, but the protection may go as far as protecting the non-compliant deliveries or items bought, but never delivered. What is included or excluded in the protection varies from card to card and from bank to bank. The same goes for the terms and conditions: the amount, the period, the deductible etc.

What are the benefits and disadvantages?

Mainly only online purchases of new items are protected and only up to a certain value (i.e. up to 1.500€). You may benefit from the online delivery guarantee: the new goods purchased on the Internet. Sometimes you will be covered only for purchases made in a certain country. Particularly, several goods may not be protected, so better check with the bank all the conditions to benefit of the best offer. Note that you have to report the event to the card issuer as soon as possible after it happened. And in case of theft, you may be often required to report the event also to the police.

The benefits

Our advice

Some protections may be also offered by law (i.e. delivery of damaged items). Make sure that the protection you have goes beyond what you currently get access to. Check the terms and conditions to be sure that the protection covers good you regularly buy.

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Banque Casino MasterCard Gold

    Apply now
    on Banque Casino's secure website

    Costs:

    54 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Free withdrawal
    • Fidelity bonus
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Cash back
    • Cash reserve
    • Loyalty 2% accumulated on Casino and Cdiscount purchases and 1% on payments made anywhere else
    • Free withdrawals in the euro zone
    • Welcome offer 30% in Casino voucher or up to 30% discount on the 1st Cdiscount order
    • Travel insurance, leisure, shopping, loss and theft insurance for your card
    • 4 times free commission payment all year round at Casino
    • Contactless payments up to € 30
    • Best price guarantee for all your purchases; if you find cheaper elsewhere, the difference will be refunded.
    • Apple Pay - pay for purchases with your iPhone
    • Priceless Mastercard Program , up to 15% discount on your purchases on partner sites: clothing, IT, travel, beauty, home ...

    American Express Air France KLM Silver

    Costs:

    65 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Warranty
    • Discounts
    • Air miles
    • Purchase protection
    • 10 € spent = 10 Miles at AIR FRANCE, KLM and Hertz
    • 10 € spent = 8 Miles at other merchants.
    • Thanks to your Miles, you can buy plane tickets at AIR FRANCE, KLM and TRANSAVIA or one of the many Flying Blue airline partners
    • Payment in 3 installments, free of charge, of your AIR FRANCE and KLM airline tickets
    • Rent your vehicle at Hertz and benefit from a permanent discount of up to 15% exclusive discount in France and Europe and up to 5% discount worldwide
    • Privileged access to the best concerts and shows
    • Take advantage of attractive offers in many stores throughout the year: reduction, bonus miles and shopping evenings
    • Benefit from a full range of Insurance (Purchase Protection Guarantee, Travel Incident Guarantee, Travel Assistance)

    American Express Gold

    Costs:

    185 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Fidelity bonus
    • Warranty
    • Discounts
    • Cash back
    • Purchase protection
    • Welcome offer: 1st year free + 20,000 loyalty points offered
    • Membership Rewards (1 euro spent = 1 point earned)
    • Pay your expenses with the points you collected
    • Collect your points without limit and choose your gifts whenever you want in different domains: luxury, gastronomy, high-tech, travel, shopping.
    • Enjoy great freedom of payment with a deferred payment for up to 30 days
    • Presales for the most important events
    • You have access to a free additional card
    • You have access to attractive offers in many stores throughout the year: reduction, Membership Rewards® bonus points and shopping evenings
    • You have access to a full range of Insurance (Trip Cancellation and Carryover Insurance, Rental Vehicle Guarantee, Travel Incidents, Snow and Mountain Assistance, Purchase Protection Guarantee, Card Loss or Theft Guarantee)

    American Express Platinum

    Costs:

    660 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Fidelity bonus
    • Warranty
    • Discounts
    • Cash back
    • Purchase protection
    • WELCOME OFFER: € 150 reimbursed from € 1,500 spent
    • Your tailor-made concierge 24/7
    • VIP access to the biggest sporting and musical events
    • Presales for the most anticipated concerts
    • Access to the best tables in restaurants
    • Access over 1,200 airport lounges
    • Enjoy exclusive benefits in more than 1,000 hotels selected by American Expres
    • Travel agency dedicated 24 / 7
    • Rental of upgraded vehicles (Avis Preferred, Hertz Five Star)
    • American Express loyalty program earns you points with each purchase
    • Give your spouse an additional free Platinum Card
    • You can also request up to 4 additional Gold Cards free for life
    • Take advantage of attractive offers in many stores throughout the year: reduction, Membership Rewards® bonus points and shopping evenings
    • Benefit from a maximum range of Insurance (Cancellation and Deferral Insurance, Rental Vehicle Guarantee, Medical Assistance and Medical Expenses, Travel Incidents, Snow and Mountain Assistance, Purchase Protection Guarantee)

    Cetelem MasterCard Maison Depot

    Costs:

    15 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard Maisons du Monde

    Costs:

    0 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Free credit cards
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • The Cetelem savings account must be previously opened in accordance with the general conditions of the account.
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard Habitat

    Costs:

    0 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Free credit cards
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard E. Leclerc

    Costs:

    0 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Free credit cards
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • By using the RÉGLO finance Cpay Mastercard to pay for your E.Leclerc tickets are automatically accumulated: you save time at the cash desk by presenting only one card!
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard But

    Costs:

    15 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • You earn in points the equivalent of 2% of the amount of all your purchases paid with your But Cpay Mastercard revolving credit card, at But and throughout the Mastercard network
    • Each year you benefit from a But gift voucher of at least 30 euros regardless of your cumulative points
    • You benefit from exclusive services: free vehicle loan, reduced-price delivery, extension of guarantees, etc.
    • You access private sales and can take advantage of exclusive discounts of up to 50%, by invitation only
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard Mr. Bricolage

    Costs:

    0 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Fidelity bonus
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Free credit cards
    • You can on credit or cash in accordance with the law, within the limit of your available amount
    • Each euro spent with the Mr Bricolage Cpay Mastercard allows you to earn 1 point. 300 points = 10 € in loyalty check
    • You also benefit from exceptional discounts several times a year
    • You benefit from reduced prices on a selection of products offered in our catalogs
    • A 10% discount is also offered for your birthday
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard Conforama

    Costs:

    15 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Fidelity bonus
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • You accumulate 5% of the amount of all your purchases paid with your revolving credit card Confo + Cpay Mastercard in Conforama stores and on conforama.fr excluding marketplace products. You will accumulate € in your Confo + kitty to spend with your Confo + checks
    • You have 30 days to change your mind on all your purchases made in store and on conforama.fr
    • You can hire a van for free for 3 hours on weekdays and 2 hours on weekends from 300 € of purchases
    • You benefit from numerous privileges: films premieres, private sales, birthday parties, as well as numerous offers and discounts throughout the year
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard Ford

    Costs:

    0 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Free credit cards
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • Throughout the year, you can benefit from discount vouchers that can be used in your Ford dealership: following your subscription with the welcome offer: € 30 free from purchases of € 300 paid with your credit card
    • On the anniversary of your card, receive 5% of the amount of your purchases in your Ford dealership from 300 € of purchases paid with your credit card over the last 11 months
    • You get a permanent discount of -10% on accessories paid for with your credit card
    • The initial visit to your Technical Inspection is free of charge if you make the first 4 annual inspections of your Ford car in the Ford dealership network
    • If your insurer applies a franchise (in the event of a windshield or optical elements to be repaired or replaced), it will be covered by your Ford dealer or agent (up to € 80)
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard Midas

    Costs:

    0 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Free credit cards
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard Opel

    Costs:

    0 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Free credit cards
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • Throughout the year, you can benefit from discount vouchers that can be used in your Opel dealership: following your subscription with the welcome offer: € 30 free from purchases of € 300 paid with your credit card
    • On the anniversary of your card, receive 5% of the amount of your purchases in your Opel dealership from € 300 of purchases paid with your credit card over the last 11 months
    • You benefit from a permanent 10% discount on accessories and complete wheel paid with your credit card
    • You benefit from a 10% discount on your OPEL RENT rentals each time you use the OPEL RENT services
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard Autobacs

    Costs:

    0 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Free credit cards
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    Cetelem MasterCard Exclusiv Motor

    Costs:

    0 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Pay back in installments
    • Purchase protection
    • Warranty
    • Discounts
    • Free credit cards
    • You can pay on credit or cash in accordance with the law, within the limit of your available amount
    • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
    • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
    • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
    • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

    HSBC MasterCard Gold

    Costs:

    134 euros/year

    Advantages:

    • Insurance
    • Best deals
    • Free withdrawal
    • Purchase protection
    • Warranty
    • Purchase guarantee which covers your purchases for 30 days in the event of accidental damage
    • Transfer and / or repatriation of the beneficiary, return of an accompanying beneficiary, medical costs abroad, rescue from the ski slope, legal assistance abroad…
    • Cancellation or interruption of travel, delay of plane and train, or delay of luggage, snow and mountain, theft or material damage on rental vehicle, 30-day purchase guarantee ... (guarantees valid for the holder of the card, spouse or cohabiting partner living under the same roof, their children and unmarried grandchildren under 25 years of age tax dependent )
    • Specific advantages with partners Gold Mastercard
    • Free withdrawals from HSBC France branches and from HSBC group distributors abroad
    • Customizable standard ceilings according to your personal situation

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