Looking for the best credit cards in France? With banqo.fr you can compare the best credit card deals and benefits.
We like the things that we own, because we spend money and time to acquire them. Wouldn't be nice to protect your items with your credit card?
In general banks offer protection from stolen, lost or damaged items, but the protection may go as far as protecting the non-compliant deliveries or items bought, but never delivered. What is included or excluded in the protection varies from card to card and from bank to bank. The same goes for the terms and conditions: the amount, the period, the deductible etc.
Mainly only online purchases of new items are protected and only up to a certain value (i.e. up to 1.500€). You may benefit from the online delivery guarantee: the new goods purchased on the Internet. Sometimes you will be covered only for purchases made in a certain country. Particularly, several goods may not be protected, so better check with the bank all the conditions to benefit of the best offer. Note that you have to report the event to the card issuer as soon as possible after it happened. And in case of theft, you may be often required to report the event also to the police.
Some protections may be also offered by law (i.e. delivery of damaged items). Make sure that the protection you have goes beyond what you currently get access to. Check the terms and conditions to be sure that the protection covers good you regularly buy.