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We tend to overestimate the positive events in our lives and underestimate the negative ones, only to realize after the negatives ones hit hard that we should have hedged them. Actually, many credit cards will offer you the access to different insurance policies.
While insurance is not the immediate choice we make in our lives, banks have managed to make the credit cards even more popular, as they have extensively added insurance contracts to the benefits the credit cards may already offer. The range of the insured events is impressive and usually, the price for the insurance is included in the price you pay to get the credit card.
Somehow standardly, most of the insurance contracts cover a wide range of events related to your holidays, i.e. from access to medical treatment abroad to repatriation, or lack of snow during your winter holidays. They can also cover events related to you renting a car, or damage or theft of the rented sky equipment. Sometimes personal incapacities may be covered and the support may come in different forms: i.e. childcare, advance of hospital costs, etc. Usually the insurance will also cover members of the family, under some conditions, so better check with the bank the full conditions.
Since the package of insurances offered is very wide, ask your bank what are the events covered by your credit card.