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Wouldn't be nice to pay regularly for your items and receive something in exchange for your behaviour? Well, several credit cards reward your fidelity.
In order to encourage you to pay with your credit card, the banks would propose you fidelity programs. This is, as you pay, you accumulate fidelity bonus on the card, typically 1% or 2%, which can be used with a wide network of merchants. However, banks may have agreements with some networks which means that the bonus you accumulate may have a different value than with merchants outside the network. Yet, some banks would open this facility with all merchants, but the accumulation may be limited to specific country.
Some credit cards will come from the onset with fidelity bonus which you can spend immediately. Note that more expensive credit cards will give access to a bigger bonus and to a wider network of merchants where you can pay. Actually, in order to accumulate the bonus, you will need to acquire an item, which to some extend can foster a consumerism behaviour. If on top, you decide to pay in instalments, the interest you will pay on your purchases may overpass the fidelity bonus you will accumulate, so better make your calculations wisely.
This card gives you access to many advantages. Yet, you will need to properly weight the individual advantages you will get out of the card and the extent to which they are fit for you, with the costs incurred by the interest you will have to pay when using the card.