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We found 9 credit cards with fidelity bonus benefits for you

Looking for the best credit cards in France? With banqo.fr you can compare the best credit card deals and benefits.

Fidelity bonus credit cards

Wouldn't be nice to pay regularly for your items and receive something in exchange for your behaviour? Well, several credit cards reward your fidelity.

What is this type of credit card about?

In order to encourage you to pay with your credit card, the banks would propose you fidelity programs. This is, as you pay, you accumulate fidelity bonus on the card, typically 1% or 2%, which can be used with a wide network of merchants. However, banks may have agreements with some networks which means that the bonus you accumulate may have a different value than with merchants outside the network. Yet, some banks would open this facility with all merchants, but the accumulation may be limited to specific country.

What are the benefits and disadvantages?

Some credit cards will come from the onset with fidelity bonus which you can spend immediately. Note that more expensive credit cards will give access to a bigger bonus and to a wider network of merchants where you can pay. Actually, in order to accumulate the bonus, you will need to acquire an item, which to some extend can foster a consumerism behaviour. If on top, you decide to pay in instalments, the interest you will pay on your purchases may overpass the fidelity bonus you will accumulate, so better make your calculations wisely.

The benefits

Our advice

This card gives you access to many advantages. Yet, you will need to properly weight the individual advantages you will get out of the card and the extent to which they are fit for you, with the costs incurred by the interest you will have to pay when using the card.

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Check the list of available credit cards!

American Express Platinum

Costs:

660 euros/year

Benefits:

  • Insurance
  • Best deals
  • Fidelity bonus
  • Warranty
  • Discounts
  • Cash back
  • Purchase protection
  • WELCOME OFFER: € 150 reimbursed from € 1,500 spent
  • Your tailor-made concierge 24/7
  • VIP access to the biggest sporting and musical events
  • Presales for the most anticipated concerts
  • Access to the best tables in restaurants
  • Access over 1,200 airport lounges
  • Enjoy exclusive benefits in more than 1,000 hotels selected by American Expres
  • Travel agency dedicated 24 / 7
  • Rental of upgraded vehicles (Avis Preferred, Hertz Five Star)
  • American Express loyalty program earns you points with each purchase
  • Give your spouse an additional free Platinum Card
  • You can also request up to 4 additional Gold Cards free for life
  • Take advantage of attractive offers in many stores throughout the year: reduction, Membership Rewards® bonus points and shopping evenings
  • Benefit from a maximum range of Insurance (Cancellation and Deferral Insurance, Rental Vehicle Guarantee, Medical Assistance and Medical Expenses, Travel Incidents, Snow and Mountain Assistance, Purchase Protection Guarantee)

American Express Blue

Costs:

60 euros/year

Benefits:

  • Insurance
  • Best deals
  • Fidelity bonus
  • Discounts
  • Welcome offer: 1st year free + 6,000 loyalty points offered
  • Earn loyalty points for each purchase, which you can use to pay all or part of your future purchases, on partner sites
  • Benefit from privileged access and advantages at the AccorHotels Arena
  • Access to a dedicated space for online ticket and reservation of shows premieres, seats reservation
  • Take advantage of a range of Travel Insurance (Travel Accident Insurance, Travel Assistance, Fraud Guarantee)
  • Take advantage of attractive offers in many stores throughout the year: discount, Membership Rewards® bonus points and shopping evenings
  • Debit deferred up to 30 days

American Express Green

Costs:

95 euros/year

Benefits:

  • Insurance
  • Best deals
  • Fidelity bonus
  • Discounts
  • Cash back
  • Welcome offer: 1st year free + 10,000 loyalty points offered
  • Membership Rewards (1 euro spent = 1 point earned)
  • Pay your expenses with the points you collected
  • Take advantage of attractive offers in many stores throughout the year: discount, Membership Rewards® bonus points and shopping evenings
  • Take advantage of pre-sales for the largest concerts and benefit from the best seats reserved for you throughout the year.
  • Benefit from a range of Travel Insurance (Travel Accident Insurance, Travel Incident Insurance, Travel Assistance, Card Loss or Theft Guarantee)

American Express Gold

Costs:

185 euros/year

Benefits:

  • Insurance
  • Best deals
  • Fidelity bonus
  • Warranty
  • Discounts
  • Cash back
  • Purchase protection
  • Welcome offer: 1st year free + 20,000 loyalty points offered
  • Membership Rewards (1 euro spent = 1 point earned)
  • Pay your expenses with the points you collected
  • Collect your points without limit and choose your gifts whenever you want in different domains: luxury, gastronomy, high-tech, travel, shopping.
  • Enjoy great freedom of payment with a deferred payment for up to 30 days
  • Presales for the most important events
  • You have access to a free additional card
  • You have access to attractive offers in many stores throughout the year: reduction, Membership Rewards® bonus points and shopping evenings
  • You have access to a full range of Insurance (Trip Cancellation and Carryover Insurance, Rental Vehicle Guarantee, Travel Incidents, Snow and Mountain Assistance, Purchase Protection Guarantee, Card Loss or Theft Guarantee)

Cetelem MasterCard Conforama

Costs:

15 euros/year

Benefits:

  • Insurance
  • Best deals
  • Fidelity bonus
  • Pay back in installments
  • Purchase protection
  • Warranty
  • Discounts
  • You can pay on credit or cash in accordance with the law, within the limit of your available amount
  • You accumulate 5% of the amount of all your purchases paid with your revolving credit card Confo + Cpay Mastercard in Conforama stores and on conforama.fr excluding marketplace products. You will accumulate € in your Confo + kitty to spend with your Confo + checks
  • You have 30 days to change your mind on all your purchases made in store and on conforama.fr
  • You can hire a van for free for 3 hours on weekdays and 2 hours on weekends from 300 € of purchases
  • You benefit from numerous privileges: films premieres, private sales, birthday parties, as well as numerous offers and discounts throughout the year
  • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
  • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
  • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
  • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

Cetelem MasterCard Mr. Bricolage

Costs:

0 euros/year

Benefits:

  • Insurance
  • Best deals
  • Fidelity bonus
  • Pay back in installments
  • Purchase protection
  • Warranty
  • Discounts
  • Free credit cards
  • You can on credit or cash in accordance with the law, within the limit of your available amount
  • Each euro spent with the Mr Bricolage Cpay Mastercard allows you to earn 1 point. 300 points = 10 € in loyalty check
  • You also benefit from exceptional discounts several times a year
  • You benefit from reduced prices on a selection of products offered in our catalogs
  • A 10% discount is also offered for your birthday
  • You benefit from the online delivery guarantee: the new good purchased on the Internet, with a value between € 50 and € 1,500 including VAT, will be refunded in the event of non-delivery or non-compliant delivery
  • You benefit from Individual Travel Accident insurance by being covered in the event of death or permanent disability resulting from an accident on public transport or a rental vehicle
  • With Medical Assistance and Repatriation, you are supported worldwide for all your private trips
  • You can take advantage of offers negotiated for you all year round, valid in store or on the Internet , and you use your coupons directly from your smartphone! (3% refund on purchases at Franprix, 10% reduction on school support material, 50% reduction on the purchase of the 2nd tire, 3% reduction in 5 à sec, 20% reduction without minimum purchase on the Prêt à Pousser site, etc.)

Floa Bank MasterCard Gold

Costs:

54 euros/year

Benefits:

  • Insurance
  • Best deals
  • Free withdrawal
  • Fidelity bonus
  • Pay back in installments
  • Purchase protection
  • Warranty
  • Discounts
  • Cash back
  • Cash reserve
  • Loyalty 2% accumulated on Casino and Cdiscount purchases and 1% on payments made anywhere else
  • Free withdrawals in the euro zone
  • Welcome offer 30% in Casino voucher or up to 30% discount on the 1st Cdiscount order
  • Travel insurance, leisure, shopping, loss and theft insurance for your card
  • 4 times free commission payment all year round at Casino
  • Contactless payments up to € 30
  • Best price guarantee for all your purchases; if you find cheaper elsewhere, the difference will be refunded.
  • Apple Pay - pay for purchases with your iPhone
  • Priceless Mastercard Program , up to 15% discount on your purchases on partner sites: clothing, IT, travel, beauty, home ...

Floa Bank MasterCard CDiscount

Costs:

15 euros/year

Benefits:

  • Insurance
  • Best deals
  • Free withdrawal
  • Fidelity bonus
  • Pay back in installments
  • Discounts
  • Cash back
  • Cashback 1% of all payments made with the card, in vouchers
  • Free withdrawals from Crédit Mutuel and CIC ATMs
  • Payment in cash, on credit or in installments
  • Welcome offer up to 30% discount on the 1st Cdiscount order
  • Payment facilities on cdiscount.com: pay cash or 3, 4, 5 or 10 times
  • Insurance and assistance included with MasterCard and on your Cdiscount purchases
  • 4 times free commission payment all year round at Casino
  • Contactless payments up to € 30

Floa Bank MasterCard Casino

Costs:

15 euros/year

Benefits:

  • Best deals
  • Free withdrawal
  • Pay back in installments
  • Cash back
  • Fidelity bonus
  • Loyalty of 1% accumulated on payments made at Casino and everywhere else
  • 1% of the amount of each expense is offered to you in the form of a Cashback voucher
  • Free withdrawals from Crédit Mutuel and CIC ATMs
  • Payment in cash, on credit or in instalments
  • Welcome offer -30% on your 1st cart, up to a limit of € 50.
  • You don't need to change your bank
  • It gives you the possibility to pay in 4 instalments, fees free, or to spread your payments in small monthly payments.
  • Contactless payments up to € 30
  • Apple Pay - pay for purchases in store and online with your iPhone

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